How The Missing Mint works
We're not a finder, a recovery service, or a bank. We're a search engine for public state unclaimed-property records — with the instructions to claim your money for free.
- 1You search by name
Just first and last name. No SSN, no bank login, no signup. We don't store your search.
- 2We query every available source
All 50 state databases plus IRS undelivered refunds, PBGC orphan pensions, FDIC failed-bank deposits, Treasury matured bonds, and HUD/FHA refunds.
- 3You see possible matches
Each match shows the state, who held the money, what kind of property it is, and an estimated value range.
- 4You file directly with the state
We give you the exact form, document checklist, and per-state instructions. The state pays you. We never touch your money.
Where we make money
Filing your claim is always free. We make money in three places, all optional:
- $9 deep search — adds the four big states (CA, NY, PA, DE) that aren't in MissingMoney.com plus federal databases (IRS, PBGC, Treasury, FDIC).
- $29 claim help — for users with a confirmed match, we prepare the filing, document checklist, and walk you through notarization. Cheaper than the 10–25% finder fees other services charge.
- Affiliate referrals — for complex claims (heir property, multi-state, high value), we refer to vetted, state-licensed recovery services. They pay us; you only pay them if you choose to use them.