Unclaimed Money in Indiana
Search Indiana unclaimed property — also called missing money — for free. Indiana holds it indefinitely until you or your heirs claim it.
How Indiana's unclaimed property works
When a business in Indiana can't reach you to return money — an uncashed paycheck, a forgotten checking account, a security deposit — state law requires them to turn it over to the state's unclaimed property division after a dormancy period. The money sits there indefinitely, waiting for you (or your heirs) to claim it.
What makes Indiana different
Indiana is one of the few states where unclaimed property is run by the Attorney General rather than the Treasurer or Comptroller, which gives the program an enforcement-leaning posture toward holders. The roll reflects the state's industrial backbone — auto manufacturing payroll (Subaru, Toyota, Honda, GM, Stellantis suppliers), pharma equity (Eli Lilly), and RV/boat manufacturing wages from the Elkhart corridor. Insurance company headquarters in Indianapolis (OneAmerica, Anthem) also push a steady stream of demutualization and policy-proceed items into the system.
Indiana's law and holding agency
- Holding agency
- Indiana Office of the Attorney General, Unclaimed Property Division
- General dormancy period
- 3 years for most property; 1 year for wages
- Wages: 1 year
- Utility deposits: 1 year
- Insurance proceeds: 3 years
What gets reported in Indiana
- Uncashed paychecks from Indiana employers
- Dormant bank and credit-union accounts
- Insurance policy proceeds (life, auto, health refunds)
- Utility deposits when you moved out of Indiana
- Security deposits from rentals
- Stocks, dividends, and brokerage account proceeds
- Court-ordered restitution and refunds
How to file your claim
- Search. Use our free search above, or go directly to the Indiana database: missingmoney.com.
- File the claim form. Most Indianaclaims are filed online with name, address, and proof of identity (driver's license or passport).
- Provide proof of ownership. For accounts at old addresses, you may need utility bills, lease records, or pay stubs from the matching period.
- Notarize if required. Some Indiana claims need a notarized signature. Online notaries run $5–$25.
- Wait for review. Indiana typically takes 30–180 days to review and pay valid claims. Payment is by check or ACH directly from the state.
Frequently asked questions about Indiana unclaimed property
Yes. Indiana returns your money directly. There is no fee to file or claim through the official portal.
Indefinitely. Indiana, like most states, does not extinguish valid claims — the money waits for you or your heirs as long as it takes.
Yes. You'll need a death certificate, proof of relationship, and (often) probate documents from Indiana or the state of residence. Heir claims are higher-value but more paperwork — consider a state-licensed recovery service for complex cases.
Indiana statute places the program under the Attorney General. For claimants, the practical experience is the same as a Treasurer-run program; for holders, it tends to mean a more enforcement-forward audit posture.
File at indianaunclaimed.gov, the Attorney General's official portal. Indiana also participates in MissingMoney.com.