Unclaimed Money in Missouri
Search Missouri unclaimed property — also called missing money — for free. Missouri holds it indefinitely until you or your heirs claim it.
How Missouri's unclaimed property works
When a business in Missouri can't reach you to return money — an uncashed paycheck, a forgotten checking account, a security deposit — state law requires them to turn it over to the state's unclaimed property division after a dormancy period. The money sits there indefinitely, waiting for you (or your heirs) to claim it.
What makes Missouri different
Missouri's program is one of the most aggressive returners in the country — the Treasurer's office runs a high-volume direct-mail and event-based outreach calendar and routinely returns large sums each year. The roll is shaped by the St. Louis corporate base (Edward Jones, Anheuser-Busch's old shareholder roll, Monsanto/Bayer, Emerson, Centene), the Kansas City financial sector (Hallmark, H&R Block, Cerner/Oracle Health), and the state's huge highway/logistics employer footprint. The Treasurer also operates a 'Show Me Money' branded outreach effort.
Missouri's law and holding agency
- Holding agency
- Missouri State Treasurer's Office, Unclaimed Property Division
- General dormancy period
- 5 years for most property; 1 year for wages
- Wages: 1 year
- Utility deposits: 1 year
- Money orders: 7 years
What gets reported in Missouri
- Uncashed paychecks from Missouri employers
- Dormant bank and credit-union accounts
- Insurance policy proceeds (life, auto, health refunds)
- Utility deposits when you moved out of Missouri
- Security deposits from rentals
- Stocks, dividends, and brokerage account proceeds
- Court-ordered restitution and refunds
How to file your claim
- Search. Use our free search above, or go directly to the Missouri database: missingmoney.com.
- File the claim form. Most Missouriclaims are filed online with name, address, and proof of identity (driver's license or passport).
- Provide proof of ownership. For accounts at old addresses, you may need utility bills, lease records, or pay stubs from the matching period.
- Notarize if required. Some Missouri claims need a notarized signature. Online notaries run $5–$25.
- Wait for review. Missouri typically takes 30–180 days to review and pay valid claims. Payment is by check or ACH directly from the state.
Frequently asked questions about Missouri unclaimed property
Yes. Missouri returns your money directly. There is no fee to file or claim through the official portal.
Indefinitely. Missouri, like most states, does not extinguish valid claims — the money waits for you or your heirs as long as it takes.
Yes. You'll need a death certificate, proof of relationship, and (often) probate documents from Missouri or the state of residence. Heir claims are higher-value but more paperwork — consider a state-licensed recovery service for complex cases.
Possibly. The 2008 InBev acquisition forced a cash-out of A-B shareholders, and a portion of holders the transfer agent couldn't locate had their proceeds remitted to Missouri unclaimed property. Worth a search.
Use the Treasurer's free portal at showmemoney.com (the official site) or MissingMoney.com.
Related guides
- How long does it take to get unclaimed money?
- Why does the state have my money? Escheatment explained