Unclaimed Money in New Hampshire
Search New Hampshire unclaimed property — also called missing money — for free. New Hampshire holds it indefinitely until you or your heirs claim it.
How New Hampshire's unclaimed property works
When a business in New Hampshire can't reach you to return money — an uncashed paycheck, a forgotten checking account, a security deposit — state law requires them to turn it over to the state's unclaimed property division after a dormancy period. The money sits there indefinitely, waiting for you (or your heirs) to claim it.
What makes New Hampshire different
New Hampshire is one of the few states with no general income or sales tax, which means the Treasurer's office cannot cross-match unclaimed property against tax filings the way most states do — making proactive notification harder. The roll is shaped by the cross-border Boston commuter economy (Massachusetts payroll routed through NH residences) and by the heavy seasonal tourism flows in the White Mountains and Lakes Region.
New Hampshire's law and holding agency
- Holding agency
- New Hampshire State Treasury, Abandoned Property Division
- General dormancy period
- 3 years for most property; 1 year for wages
- Wages: 1 year
- Utility deposits: 1 year
What gets reported in New Hampshire
- Uncashed paychecks from New Hampshire employers
- Dormant bank and credit-union accounts
- Insurance policy proceeds (life, auto, health refunds)
- Utility deposits when you moved out of New Hampshire
- Security deposits from rentals
- Stocks, dividends, and brokerage account proceeds
- Court-ordered restitution and refunds
How to file your claim
- Search. Use our free search above, or go directly to the New Hampshire database: missingmoney.com.
- File the claim form. Most New Hampshireclaims are filed online with name, address, and proof of identity (driver's license or passport).
- Provide proof of ownership. For accounts at old addresses, you may need utility bills, lease records, or pay stubs from the matching period.
- Notarize if required. Some New Hampshire claims need a notarized signature. Online notaries run $5–$25.
- Wait for review. New Hampshire typically takes 30–180 days to review and pay valid claims. Payment is by check or ACH directly from the state.
Frequently asked questions about New Hampshire unclaimed property
Yes. New Hampshire returns your money directly. There is no fee to file or claim through the official portal.
Indefinitely. New Hampshire, like most states, does not extinguish valid claims — the money waits for you or your heirs as long as it takes.
Yes. You'll need a death certificate, proof of relationship, and (often) probate documents from New Hampshire or the state of residence. Heir claims are higher-value but more paperwork — consider a state-licensed recovery service for complex cases.
Because NH has no general income tax, the state lacks the tax-record cross-matches most other states use to proactively notify owners. You generally have to search the database yourself.
If your employer is Massachusetts-based, your stale paychecks most likely escheated to Massachusetts (the holder's state). Always search both states.