Unclaimed Money in Utah
Search Utah unclaimed property — also called missing money — for free. Utah holds it indefinitely until you or your heirs claim it.
How Utah's unclaimed property works
When a business in Utah can't reach you to return money — an uncashed paycheck, a forgotten checking account, a security deposit — state law requires them to turn it over to the state's unclaimed property division after a dormancy period. The money sits there indefinitely, waiting for you (or your heirs) to claim it.
What makes Utah different
Utah's roll is shaped by the Silicon Slopes tech cluster (Adobe, Qualtrics, Ancestry, Pluralsight, post-IPO equity from Lehi/Provo employers), seasonal ski-town hospitality payroll from Park City and Wasatch Front resorts, and a long tail of multi-level marketing company commissions and rebates from Utah's distinctive direct-sales corporate base. The Treasurer's outreach is event-heavy and the program publishes new owners online frequently.
Utah's law and holding agency
- Holding agency
- Utah State Treasurer, Unclaimed Property Division (mycash.utah.gov)
- General dormancy period
- 3 years for most property; 1 year for wages
- Wages: 1 year
- Utility deposits: 1 year
What gets reported in Utah
- Uncashed paychecks from Utah employers
- Dormant bank and credit-union accounts
- Insurance policy proceeds (life, auto, health refunds)
- Utility deposits when you moved out of Utah
- Security deposits from rentals
- Stocks, dividends, and brokerage account proceeds
- Court-ordered restitution and refunds
How to file your claim
- Search. Use our free search above, or go directly to the Utah database: missingmoney.com.
- File the claim form. Most Utahclaims are filed online with name, address, and proof of identity (driver's license or passport).
- Provide proof of ownership. For accounts at old addresses, you may need utility bills, lease records, or pay stubs from the matching period.
- Notarize if required. Some Utah claims need a notarized signature. Online notaries run $5–$25.
- Wait for review. Utah typically takes 30–180 days to review and pay valid claims. Payment is by check or ACH directly from the state.
Frequently asked questions about Utah unclaimed property
Yes. Utah returns your money directly. There is no fee to file or claim through the official portal.
Indefinitely. Utah, like most states, does not extinguish valid claims — the money waits for you or your heirs as long as it takes.
Yes. You'll need a death certificate, proof of relationship, and (often) probate documents from Utah or the state of residence. Heir claims are higher-value but more paperwork — consider a state-licensed recovery service for complex cases.
Possibly. Stock plan items from Silicon Slopes employers are well-represented on Utah's roll when transfer agents lose track of former employees post-vesting or post-IPO.
Use the Treasurer's free portal at mycash.utah.gov, or MissingMoney.com.
Related guides
- How long does it take to get unclaimed money?
- Why does the state have my money? Escheatment explained